Terms of Use

Your access and use of the website is conditional upon your acceptance and compliance with the terms, conditions, notices and disclaimers contained in this document and elsewhere on the website (known collectively as the "Terms of Use"). Your use of and/or continued access to the website constitutes your agreement to the Terms of Use.

The IFCBAA may amend the Terms of Use at any time by posting the amended terms of use on the Website.  The amended terms of use will be effective immediately and you will be bound by the amended terms of use from that time. You should visit this page periodically to review the Terms of Use. If you violate any Terms of Use your right to use and access the website automatically terminates.

The information provided on this website is of a general nature and no representations are made as to its completeness and accuracy.  The material contained on this web site is liable to change at any time without notice and is for the information of IFCBAA members.  Contributors’ articles are produced or printed in good faith and do not represent the position of the IFCBAA .  The information does not constitute legal advice and as such no individual should rely or act solely on the basis of this information.  The IFCBAA accepts no responsibility or liability for any act or omission occurring or arising as a result of any person relying upon or acting in consequence of the information in this material.  The information presented is in no way a substitute for detailed legal advice.  Neither the author, editor or the publishers of this material renders any legal, accounting, financial or other professional advice.  No person should rely on the contents of this material without first obtaining such expert professional advice.  Access to information on this web site does not create either a relationship of solicitor/client or formulate a contract between the web site hosts and visitors.

This web site may contain links, frames and references designed to assist in accessing related material.  The IFCBAA makes no warranty or representation as to the accuracy or applicability or the material contained in those sites.  The IFCBAA can not control the content of other sites, as such references are not an endorsement of those parties or their products and services.

Copyright is retained in all works contained in this web site.  Unless prior written consent is obtained no material may be reproduced, adapted, distributed, stored or transmitted unless the reproduction is for private or non-commercial purposes and that such works are clearly attributed to the IFCBAA with a copy of this disclaimer attached

The IFCBAA does not represent or warrant that the information on this web site is free from viruses or like defects and recommends that an appropriate virus check be utilised prior to downloading any file.

The IFCBAA excludes to the extent permitted by law all liability to third parties that access information contained on this web site either directly or indirectly and rely on or use such materials.